Hecht is opening soon. Questions, or want to get in touch already? Email us at hello@hechthypotheken.nl.
HECHTHypotheken

Great living starts with great advice.

Buying a home in the Randstad calls for speed, clarity and an adviser who truly understands your situation. Hecht guides expats, entrepreneurs and first-time buyers from first calculation to key handover.

MORTGAGE CHECK

What could you borrow?

  • 40+ lenders
    Soon independently compared
  • NL & English
    Advice in two languages
  • One dedicated adviser
    Personally guided
  • Randstad & het Gooi
    Local and online
YOUR SITUATION

Not every mortgage fits a standard box.

Your income, residency status or first home purchase calls for attention to the details. That's exactly where we make the difference.

Buying your first home, without the hassle

The first purchase feels big. We make it clear and make sure you know what you can offer in time, so you enter the housing market with confidence.

  • Also with a temporary contract or intent statement
  • Student loan correctly taken into account
  • Know what you can offer before you bid
  • Calmly explained, step by step
Couple celebrating the handover of their first home
OUR SERVICES

Everything around your home, under one roof

From your first mortgage to making your home sustainable or refinancing. We handle the full picture.

Buying your next home
Refinancing
Renovating
Making your home sustainable
Releasing home equity
INSURANCE

Everything well arranged. Even after the mortgage.

With a new home, we look right away at which insurance you really need. No stand-alone products, just advice that fits your situation.

Buildings insurance
Contents insurance
Liability insurance
Legal expenses
Term life insurance

Advice and orientation. Together we look at what you truly need.

Email us
APPROACH

Four steps to your key

A clear process, one fixed point of contact, no surprises. So you always know where you stand.

  1. 1

    Orientation

    A no-obligation conversation about your plans, your income and what is feasible. In Dutch or English.

  2. 2

    Calculation and options

    Once we launch, we will calculate your budget and compare offers from multiple lenders, tailored to your situation.

  3. 3

    Application and file

    Once we launch, we will build a strong file and submit the application for you. You will not have to worry about the paperwork.

  4. 4

    To the key

    We guide you all the way to the notary. One fixed point of contact, from first question to key handover.

OUR REGION

Locally at home in Amsterdam, Almere, het Gooi and the wider region

We know the housing market in Amsterdam, Almere, het Gooi and the surrounding region from the inside out. Personal, close by, and with real knowledge of the neighbourhoods where you want to live.

WHERE WE ADVISE
  • Amsterdam
  • Almere
  • Amstelveen
  • Haarlem
  • Het Gooi
  • Hilversum
  • Lelystad
  • Zaandam
Family in their new home among moving boxes
FREQUENTLY ASKED QUESTIONS

Clear from the start.

Question not listed? A short intro call gives you clarity quickly.

  • In the first conversation we explain the costs clearly before you decide anything. No surprises afterwards. You know exactly where you stand up front.

  • Often yes. With an intent statement from your employer or through specific schemes there is more possible than you might think. We always look at your situation rather than a standard rule.

  • Once we launch, we will be independent and compare the offering of 40+ lenders. That way you will not be tied to one bank and together we will choose an option that fits your situation.

  • Yes. All advice, documents and communication can be fully in English. We know exactly how lenders look at the 30% ruling, temporary contracts and residence permits, so you get the borrowing room you are entitled to.

  • Absolutely. We translate your company's numbers into a story lenders understand, even with variable income or a young business. This always runs through a personal conversation.

  • With the mortgage check you get a first indication within two minutes. For a real calculation and a concrete plan we book a no-obligation intro call.

READY FOR YOUR NEXT STEP?

Let's make your home plans hecht.

Hecht is opening soon. Already have a question about your plans? Send us an email, we're happy to think along.

  • Free and no obligation
  • Response within 24 hours
  • One fixed point of contact