KNOWLEDGE BASE
Dutch mortgages, explained in plain language
Articles about mortgages, insurance and the housing market. For when you want to understand why something works the way it does, not just what to fill in.
- 8 October 2026
A mortgage as a director-shareholder: how your bv income is assessed
How Dutch lenders look at the income of a director and major shareholder (DGA), what role your bv plays, and how to prepare your application well.
- 8 October 2026
Getting a mortgage with the 30% ruling: what it means for your borrowing power
How the 30% ruling affects your qualifying income, why lenders treat it differently, and what to consider for when the ruling ends.
- 19 September 2026
Bidding without a financing clause: what you are risking
What the financing clause does, what happens if your mortgage falls through, and when dropping it can be defensible.
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