How much can you borrow as a self-employed buyer?
In five minutes you will know where you stand, what a Dutch lender looks at closely and what you need to prepare. Free, no strings attached.
What you get
- An indication of the income a lender is likely to use, as a range
- An indication of how much you can borrow
- The points that matter in your situation, from critical to good to know
- A list of the documents you will need to provide
How it works
- Your plan: buying or refinancing, the price and your own funds
- Your business: legal form, since when, and your figures per year
- Other income and commitments, such as a partner or a loan
You see your result straight away, without leaving an email address. It is an indication based on your own answers, not an offer and not advice.
Questions about the check
Is this an official calculation?
No. It is an indication based on what you fill in yourself. Every lender has its own policy and assesses your full file; the real outcome can be higher or lower.
Which figures do I need?
The profit or operating result of your closed financial years, an estimate for this year and, if you have a company, your director's salary. Having your annual accounts or tax returns at hand helps.
What happens to my answers?
As long as you do not leave your details, we do not store your answers. If you do, we only use them to contact you about your result.
Does it work if I have a private limited company?
Yes. For a director-shareholder the check looks at your salary from the company and at the company's results.