CALCULATORS

Buyer's costs calculator

Calculate the one-off costs on top of the purchase price. Transfer tax and the NHG guarantee premium use the 2026 rates. Notary, appraisal and advice fees are yours to fill in; they are pre-filled with an indication.

Purchase price

Mortgage amountDefaults to the purchase price. Borrowing less? Adjust it here.

Property type

Startersvrijstelling (aged 18 to 34, not used before)Despite the name, this transfer tax exemption is not limited to a first home. You can also use it when moving house, as long as you are aged 18 to 34, have not used the exemption before and will live in the home yourself. Purchase prices up to € 555,000 in 2026.With NHGWith NHG you pay a one-off guarantee premium of 0.4% of the amount you borrow, not of the purchase price. Borrow less by putting in your own money and you pay less too.Notary fees(indication)

Appraisal fees(indication)

Advice and mediation(indication)

We discuss our fee in the intro call.

Enter a purchase price; the costs appear here straight away.